When banks say no, Dream Casa says yes.

Buy your home with owner financing—choose from our inventory or pick any house on the market.

Start Pre‑Qualification

ITIN Accepted

Self‑Employed Friendly

Bilingual Team

Get Pre-Qualified Today

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Email Address *

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Tell us about your ideal home

Why Choose Owner Financing?

Owner financing opens doors that traditional mortgages can't. We work directly with you to create flexible terms that make homeownership accessible and affordable.

No Bank Approval Required

Skip the lengthy bank approval process and complex credit requirements.

Fast Closing

Process

Close in weeks, not months. Move into your dream home quickly.

Flexible

Terms

Customized payment plans that work with your budget and lifestyle.

Build Equity Immediately

Start building ownership and equity from day one of your purchase.

How it works?

Apply & Get Pre‑Qualified

Tell us about your income and down payment. No hard pull.

Choose a

Home

Pick from our inventory or any home on the market with Dream Pick.

Close with Owner Financing

We buy it and sell it to you with fixed payments and a clear path to the deed.

Dream Casa Inventory

Move-in ready homes available now. Flexible terms, fair pricing, fast closings.

Fixed-rate payments

ITIN accepted

No bank required

Dream Pick: Any House on the Market

Find a house you love on MLS/Zillow. We purchase it and finance it to you.

Fixed-rate payments

ITIN accepted

No bank required

Available Properties

Discover your perfect home with owner financing options. No bank approval required.

Real Estate Listings

Owner Financing

Elm Street, Oakwood

4 bed • 3 bath • 3,000 sqft

Price: $295,000

Down: $29,500

Monthly: $1980/mo

View Details Schedule Tour

Why Sell with Owner Financing?

Four reasons sellers love this route—especially with Dream Casa running point.

More Buyers, More Options

Attract families who don’t qualify for bank loans but are ready to buy today.

Strong Financial Returns

Earn a down payment upfront plus monthly payments, often at attractive rates.

Smooth, Professional Process

We handle RMLO compliance, title work, promissory notes, and note servicing.

Hands-Off for

You

From marketing to closing, we take care of everything—so you can sell stress-free.

What Our Homeowners Say

Real stories from real families who found their perfect home through owner financing.

"We thought homeownership was impossible with our credit situation. Owner financing made our dream come true! The process was transparent, fair, and we moved in within 3 weeks."

Purchased: 3-bedroom ranch on Maple Street

Sarah & Mike Johnson

Springfield, IL

"As a self-employed contractor, traditional banks wouldn't work with me. This team understood my income situation and created flexible terms that actually work for my business."

Purchased: 3-bedroom ranch on Maple Street

David Rodriguez

Riverside, CA

"We thought homeownership was impossible with our credit situation. Owner financing made our dream come true! The process was transparent, fair, and we moved in within 3 weeks."

Purchased: Craftsman bungalow on Pine Boulevard

Sarah & Mike Johnson

Springfield, IL

Ready to write your own success story?

Browse Properties

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Frequently Asked Questions

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Do you do a hard credit pull?

No. We review income, employment, ID, background, and down payment.

Do you do a hard credit pull?

No. We review income, employment, ID, background, and down payment.

Can I use ITIN?

Yes. Many of our buyers purchase with ITIN.

What is Dream Pick?

Pick any home on the market. We buy it cash and resell to you with owner financing.

Compliance Notice: Dream Casa complies with applicable federal and state laws. We partner with a licensed RMLO for buyer qualification and use a professional note servicer for monthly payments. This is not a commitment to lend; terms subject to approval and property eligibility.